When it comes to your home, any loss can be devastating. By working together with your insurance company and DeBellis Construction we can make the repair process much easier. A few suggestions that will help to speed the process are:

1. Contact your insurance carrier right away.
2. Your safety is of primary concern so stay clear of any damaged areas.
3. If safely possible, move furniture or other items of value to an unaffected area of your home to prevent further damage to them.
4. Make a list of everything that has been damaged or destroyed for your insurance adjuster. Receipts, credit card statements, canceled checks or owner's manuals will be very helpful. The more information you can provide your insurance adjuster the faster they can process your claim.
5. Do not try to clean damaged items. Cleaning damaged items without the proper equipment can do more harm than good.
6. Save your receipts for any costs that you incur due to your loss (cleaning, water extraction, etc.) as your insurance provider may reimburse you for these expenses.

Typical job flow for an insurance claim

1. DeBellis Construction is contacted either by the homeowner or your insurance carrier and informed of the damages that have occurred.
2. An appointment is made with the homeowner and DeBellis Construction goes to your home to inspect the damages.
3. Once the inspection is completed a scope of work (estimate of repairs) is composed and presented to the homeowner and your insurance adjuster.
4. Once the scope of work has been approved a work authorization is signed and DeBellis Construction can begin work.
5. Typically the homeowner will pay their insurance deductible directly to DeBellis Construction. In many cases the check(s) from your insurance carrier will be made payable to both the homeowner(s), DeBellis Construction and your mortgage company. In cases such as this it can take several days in order for all parties to sign off on the check and the funds made available. Situations such as this can delay the start of your construction. In addition, if DeBellis Construction is performing additional work (work that your insurance carrier is not paying for) a 33% deposit is required on the start date, an additional 33% at mid-point and the final 34% upon completion of your project.

Helpful tips to remember when you home is being remodeled

1. Good communication between the homeowner and DeBellis Construction is of the utmost importance throughout the construction process. DeBellis Construction strives to keep you well informed every step of the way. If you ever have a question or think that something may not be done to your liking please let us know right away.
2. Construction can be stressful. Remember that part of your home will be a "construction zone" and therefore may not be habitable. Anything that you can do to plan for this will make the situation easier for you and your family to tolerate.
3. DeBellis Construction will make every effort to work within your schedule. Anything that you can do to facilitate our access to your home will help to speed the entire process along. Please be sure to keep children and pets clear of the construction areas for their safety as well as ours.
4. DeBellis Construction makes every effort to keep your home as clean as possible throughout the construction process. The construction areas are masked off as much as possible from the remainder of the home, but remember that your home will not be as clean and orderly as you would normally keep it.
5. Construction projects take time. We have all seen a complete home remodeling take place all within in a 30-minute television show, but in reality the process is much longer. Depending on the scope of work that DeBellis Construction is performing, the process could take anywhere from a couple of days to a couple of months. We make every effort to set a realistic time line and stick to it, but there are times that delays can occur due to situations that are beyond our control (delays in materials, weather delays, etc.).